Redefining Home & Investment Financing Nationwide

At Legacy Lending, we don’t just process loans — we build pathways to homeownership, wealth, and long-term financial confidence.

As a full-service mortgage broker, we deliver a complete range of products to meet the needs of every borrower. From FHA, VA, USDA, and Conventional Loans to Jumbo, Commercial, Bridge, and Non-QM options, our experts design solutions that align with your goals — not a one-size-fits-all formula.

Our team is driven by service, not sales. We take pride in providing clear guidance, competitive rates, and a seamless lending experience from application to closing. Whether you’re buying your first home, refinancing for better terms, or growing an investment portfolio, Legacy Lending gives you the power to move with confidence.

Looking to refinance? We make it straightforward. Explore options like FHA Streamline, VA IRRRL, Cash-Out, Conventional, Jumbo, or Commercial refinancing — each designed to help you access equity or improve your financial position with ease.

We also specialize in unique lending programs tailored for self-employed borrowers, investors, and niche scenarios — including Bank Statement Loans, 1099 Loans, DSCR and Investor Programs, Down Payment Assistance, Construction and Rehab Loans, Foreign National financing, and more.

With loan officers licensed across the U.S. — and nearly half of our team bilingual — Legacy Lending proudly serves clients from all walks of life. Our commitment to inclusivity, education, and transparency means you’ll always have a trusted expert in your corner, every step of the way.

At Legacy Lending, we combine national strength with a personalized touch — redefining what it means to finance a home. Because your mortgage isn’t just a loan; it’s the foundation of your legacy.

What Our Clients Say About Us!

Customer

June 30

Exceptional Lender & True Champion! Working with Dillon Howell on my home-buying journey was an absolute adventure. From day one, Dillon didn't just handle the paperwork—he truly championed my deal and went to bat for me to secure an incredible rate and terms. Navigating the mortgage process can be incredibly stressful, but Dillon made it a personal experience, alleviating my worries. He is highly communicative, fiercely dedicated, and sharp as a tack when it comes to finding the best possible financial strategy for his clients. He was always one step ahead, keeping me informed, answering every question (and I had a LOT) with tremendous patience. Dillon was always just a phone call away and he worked tirelessly behind the scenes to make sure everything went better than planned. If you want a lender who treats you and your home purchase as a priority and genuinely fights for your very best interests, look no further than Dillon. I cannot recommend him highly enough!!!

Vincent

1 year ago

Google

Would recommend hands down. Legacy Lending guidance throughout my home-buying journey have been invaluable—your insight, patience, and encouragement made all the difference every step of the way.

Shawnivan Hone

1 year ago

Google

Willie Willis is the man! This is just one of countless transactions where Willie came through for my clients. We were ready to write an offer sight unseen, and Willie had our pre-approval done within a couple of hours, on a weekend. 17 days later, we’re closed, and I’ve got some seriously happy clients. This business is all about collaboration, and I’m thrilled to have Willie Willis as a partner in lending!

Isabella P.

September 26, 2024

Yelp

I know many other friends and family who have used Legacy for their mortgages and the entire team at Legacy is kind and extremely helpful!

Courtney Morgan

1 year ago

Google

Willie and his team were wonderful to work with and made the process of buying my home super easy! I would recommend Legacy Lending to any home buyer!