Homeownership is within reach for self-employed buyers through 1099 loans. These flexible mortgage options are designed for freelancers, contractors, and entrepreneurs whose income isn’t reflected on traditional W-2 forms. By using your tax returns and financial records to verify income, lenders focus on your real earning power. With expert guidance and tailored solutions, navigating the homebuying process as a self-employed individual has never been simpler.
- Designed for self-employed buyers: Ideal for freelancers, contractors, and business owners who receive 1099 income instead of W-2s.
- Flexible qualification process: Lenders review tax returns, bank statements, and financial records to assess real income stability.
- Credit and documentation matter: A strong credit score and organized financial records help streamline approval.
- Custom loan options: Choose from various mortgage types and down payment programs that fit your goals and income patterns.
- Expert guidance available: Work with experienced mortgage professionals who simplify the process and help you qualify with confidence.
