Empower Your Homebuying Journey with CalHFA Down Payment Assistance

The CalHFA Down Payment Assistance program helps first-time homebuyers in California overcome one of the biggest hurdles to owning a home — the down payment. By covering a portion of your down payment and closing costs, this program makes homeownership more accessible and affordable. With flexible options and expert guidance, you can focus on finding the right home while we help make the financial part simple.

  • Support for first-time homebuyers: CalHFA Down Payment Assistance helps Californians achieve homeownership without large upfront costs.
  • Financial freedom to buy sooner: Assistance can cover part of your down payment and even closing costs, easing the path to purchasing.
  • Accessible eligibility criteria: Designed for first-time buyers who meet income and credit guidelines based on their area and household size.
  • Flexible loan programs: Offers repayable or forgivable assistance options tailored to different financial situations.
  • Expert guidance every step of the way: Experienced mortgage professionals help you understand, qualify, and apply with confidence.