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Redefining Home & Investment Financing Nationwide

At Legacy Lending, we don’t just process loans — we build pathways to homeownership, wealth, and long-term financial confidence.

As a full-service mortgage broker, we deliver a complete range of products to meet the needs of every borrower. From FHA, VA, USDA, and Conventional Loans to Jumbo, Commercial, Bridge, and Non-QM options, our experts design solutions that align with your goals — not a one-size-fits-all formula. 

Our team is driven by service, not sales. We take pride in providing clear guidance, competitive rates, and a seamless lending experience from application to closing. Whether you’re buying your first home, refinancing for better terms, or growing an investment portfolio, Legacy Lending gives you the power to move with confidence

Looking to refinance? We make it straightforward. Explore options like FHA Streamline, VA IRRRL, Cash-Out, Conventional, Jumbo, or Commercial refinancing — each designed to help you access equity or improve your financial position with ease. 

We also specialize in unique lending programs tailored for self-employed borrowers, investors, and niche scenarios — including Bank Statement Loans, 1099 Loans, DSCR and Investor Programs, Down Payment Assistance, Construction and Rehab Loans, Foreign National financing, and more

With loan officers licensed across the U.S. — and nearly half of our team bilingual — Legacy Lending proudly serves clients from all walks of life. Our commitment to inclusivity, education, and transparency means you’ll always have a trusted expert in your corner, every step of the way. 

At Legacy Lending, we combine national strength with a personalized touch — redefining what it means to finance a home. Because your mortgage isn’t just a loan; it’s the foundation of your legacy. 

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Contact Us

770 N. Walton Ste 500
Yuba City, CA 95993
Phone: (530) 855-LOAN
contact@legacylo.com